The Secret to Achieving Your Biggest Goals and Dreams

by Jack Canfield

As you probably know, I have achieved an enormous amount of success in my life, and I owe it all to two things:

The first is that I have learned how to access my intuition and tune into my inner guidance, which comes from both my own subconscious mind and the Higher Power that created this Universe and wants us to thrive. I have learned how to meditate, use guided visualization, and read the kinesthetic signals from my body (what some people call “trusting your gut feeling”).

The second is that I have learned to take immediate action on my inner guidance—the quicker, the better!

The power of asking for inner guidance


Asking for inner guidance through meditation has provided me with some very powerful ideas, ones that have accelerated the rate and magnified the size of my personal and professional success.

Here’s an example:

When Mark Victor Hansen and I needed a title for the book of inspirational and motivational stories that we had compiled, I decided to meditate an hour a day in search of the perfect title. My approach was simple: I asked God to give me a title – and then I sat in silence waiting for it.

Nothing came to me the first two days... But on the third day, a green chalkboard suddenly emerged in my mind. I watched as a hand appeared and wrote the words, “Chicken Soup” on the board.

I contemplated that for a moment, then I asked what I assumed was God’s hand: “What does chicken soup have to do with this book?”

I heard, “Your grandmother used to give you chicken soup when you were sick as a kid.”

I replied, “But this book isn’t about sick people.”

The voice responded, “People’s spirits are sick.”

This was in 1992, during the recession that accompanied the first Gulf War, and many people were indeed living in fear, hopelessness, and resignation.

I played with the title “Chicken Soup for the Spirit,” but that didn’t sound quite right, and then it morphed into “Chicken Soup for the Soul” – and I immediately got goose bumps (what Mark likes to call “God bumps”). They almost always seem to accompany an idea that is deeply aligned with what is for my highest good.

I immediately got up from meditation and told my wife, who also got goose bumps. Then I called Mark, who got goose bumps, and our agent, who got goose bumps as well. By the end of the day the full title had emerged—Chicken Soup for the Soul: 101 Stories to Open the Heart and Rekindle the Spirit.

And the rest, as you know, is history.

Inspiration must be followed by ACTION

Sometimes inspirations occur without expectation or warning. Other times, we have to consciously ask for them – and then create the quiet space within ourselves to receive them.

Inspiration can strike when you’re lying in bed in a semi-conscious dream state, taking a shower, or walking along a beach or through the woods. But however and whenever it comes, it should be acted on as soon as possible.

I have come to believe that when inspiration strikes, it comes in a certain window of time that is ideally suited for the action to begin at that moment.

So once we had our divinely inspired title, Mark, our agent, and I headed off to New York City to sell our book.

Unfortunately, during the three days, we were in New York City, no one at the fifteen publishing houses we visited was as excited about our book as we were. Everyone told us that nobody bought collections of short stories and that our title was stupid. Our agent became so discouraged that he gave us the book back and said he could not sell it.

Action must be consistent and persistent

We found ourselves having to choose between believing in our dream and trusting our inner guidance or believing the naysayers in the publishing industry and trusting their judgments.

One of the secrets of success that I have learned over the years is to never give up on the dreams that come from deep in your heart. And by this time, our dream had become more of a divine obsession. We couldn’t let it go.

So we took more action.

Over the next five months, we were rejected by 144 publishers. Eventually, we went to the American Booksellers Association Convention and walked the floor of the exhibit area for three days asking hundreds of publishers, “Will you publish our book?” It wasn’t until late in the third day that Health Communications, Inc., a little publisher in Deerfield Beach, Florida, decided to seriously look at our book. A month later they decided to publish it.

The Rule of Five

When the book finally came out in July 1993, it was not an overnight success. It wasn’t until a year later that it hit its first bestsellers list. But it was during that year that Mark and I came up with what we dubbed the Rule of Five.

We agreed to take five action steps every single day, except on holidays and vacations, to promote and sell our book. One day, we called five radio stations and asked them to interview us about the book. On another, we sent out five free review copies to book reviewers and influential people.

One of those people was the producer of the hit television show Touched by an Angel. She was so taken by the book that she required all of her writers, directors, cameramen, and other crew members to read the book. She said that the feelings generated and evoked by our stories were the same ones she wanted to create in their TV episodes. That story made it into Variety and later onto the Associated Press wire and generated thousands of book sales.

We also bought the book, 1001 Ways to Market Your Book, by John Kremer, and wrote each way on a Post-it note and stuck them all on a long wall in our office. We did five of those suggestions every day. Eventually, Chicken Soup for the Soul reached number one on the New York Times list and stayed there for almost three years, selling ten million copies along the way.

Stop for a moment and ask yourself, “What are the five action steps that I need to take every day—no matter what—to achieve my number one goal?”

Perseverance is key

My last piece of advice to you is this: NEVER GIVE UP.

If we had stopped trying to sell the first Chicken Soup for the Soul book after one hundred rejections, I would not be sitting here writing this today. If we had stopped trying to promote, market, and sell the book after six months of no major results, I would not be a multimillionaire who has traveled to more than forty countries speaking and training people on the principles contained in that book and my other books.

It has taken more than fifteen years to build a brand that has generated more than a billion dollars in retail sales and has created more than twenty licensed products, including Chicken Soup for the Pet Lovers Soul dog and cat foods.

So also remember to be patient!

If you follow your heart, believe in your dreams, trust your inner guidance, take action, and persevere no matter what, you will eventually find yourself living a life far greater than you ever could have imagined.

How to fast-track your journey

If you have some ambitious goals and dreams that you would like to accomplish sooner as opposed to later, I invite you to join me at Breakthrough to Success this August.

During this life-changing five-day event, I will teach you how to look inside yourself to find the wisdom that’s already there – so you can get clear on what you really want in life and what you need to do to not only achieve more success and career in your business, but also create the joyous and meaningful life you desire.

To learn more, visit: BREAKTHROUGH TO SUCCESS

What is your inner guidance telling you to do?

Jack Canfield, America's #1 Success Coach, is founder of the billion-dollar book brand Chicken Soup for the Soul® and a leading authority on Peak Performance and Life Success. If you're ready to jump-start your life, make more money, and have more fun and joy in all that you do, get FREE success tips from Jack Canfield now at: www.FreeSuccessStrategies.com.
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Lakesha Rose, Founder & CEO of Rose Phillips Online on Women Entrepreneurs Radio™

Show #378

Lakesha Rose is the Founder/CEO of Rose Phillips Online, a multimedia platform that showcases the best in Chicago living.

Lakesha has been part of Chicago’s thriving interior design industry for more than 15 years as founder of L Design Group, which has brought classic but accessible luxury to several homes in Chicagoland. Lakesha’s motto is “modern polish with traditional comfort,” which is reflected in the effortless style of her newest venture.

Lakesha previously served as one of Chicago’s leading lifestyle experts, making special appearances on shows with WGN, ABC, NBC and others. Lakesha’s background in interior design, combined with her culinary skills and social knowhow, made her a frequently sought-after guest for talk shows.

She currently fills in as an anchor for WCIU’s morning show, You and Me.

Lakesha launched her lifestyle site Rose Phillips in 2016 to help bring the Chicagoland community the most empowering, engaging and culturally relevant content possible. There’s something for everyone, including style, food & drink, travel, home decor and even family life in the Second City.

It’s a place where readers can get a unique look at exciting Chicago businesses, including interviews, behind-the-scenes tours and sneak peeks at upcoming collections.

http://www.rosephillipsonline.com/ 


Listen on Podomatic:

http://dbcoach.podomatic.com/entry/2016-07-27T04_00_00-07_00


Subscribe to Women Entrepreneurs Radio™  on iTunes:

https://itunes.apple.com/us/podcast/women-entrepreneurs-radio/id939410730?mt=2


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Paths to a Healthy Retirement for Entrepreneurs

Today I have a graphic from Rosland Capital, a company with gold IRAs and other ways of helping entrepreneurs plan for their retirement years. Paying yourself first is crucial, regardless of the way you do it, and you’ll notice the graphic has some general information on different ways to go about your future, from self-directed IRAs to more traditional retirement accounts.








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Annie Abraham, Medical Scientist & Inventor of Jewelinx Jewelry Organizer

Annie Abraham, medical scientist, has created JEWELINX, an innovative fashion gadget that will save you time and help to pair jewelry with your outfit.

The idea of JEWELINX came to Annie as she struggled each morning to multi-task between taking care of her family and getting ready for work… often forgetting to complete her outfit with her favorite jewelry.

"I really wanted something that would help me organize my jewelry and accessories. Ideally, I wanted to see it displayed on a hanger with the outfit without having to try everything on. There was nothing on the market that fulfilled this need," states Annie. 

"For some women, accessorizing can be a time-consuming challenge. During my morning rush, I found myself constantly forgetting my necklace, ring or a bracelet, which was quite annoying."

The result was the creation of JEWELINX, the first product from her newly formed company, A Fabulous Idea, LLC. 

Jewelinx is a 4.5-inch-long by 3-inch-wide flat jewelry holder that hooks directly onto a hanger to display and hold jewelry. It has protruding prongs on the front for attaching necklaces and below two hooks, which can hold rings, watches, fitbits and bracelets. Several holes allow you to display earrings.

Clearly, Annie's product solved a common problem. Orders came pouring in. In just over eight months, more than 40,000 Jewelinx have been sold nationwide.



Demands came from everywhere, from bridal parties, to the fashion industry, stylists in TV & film, to name a few. Soon enough, JEWELINX was featured on NBC's Today Show, HSN, CBS, American Dreams, Huffington Post, LA Times, Miami Herald, Philadelphia Enquirer, and Denver Post.

JEWELINX is available in white, black and pink. You can purchase directly through the company's website, unique boutiques and soon-to-be found at Bed, Bath & Beyond.

To learn more visit: http://HangerJewelinx.com
Instagram: https://www.instagram.com/officialjewelinx/
Facebook: https://www.facebook.com/Jewelinx-1660911470857253/
Twitter: https://twitter.com/jewelinx


Listen to Annie's interview on Women Entrepreneurs Radio: http://womenentrepreneursradio.libsyn.com/annie-abraham-inventor-of-jewelinx
 
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Author, Coach & Entrepreneur Tasha M Scott on Women Entrepreneurs Radio™

Show #376 

Topic: The "Don't Limit Me" Movement

Tasha M. Scott is a speaker, certified Life and Business Coach for women in business, workshop leader, entrepreneur and author. She is a wife and mom and the founder of the "Don't Limit Me" and WomenCONNECT(tm) movements.

She owns two thriving businesses, Scott Realtime reporting LLC and Tasha M. Scott.com where she motivates and encourages women in professional, leadership and entrepreneurial roles.

Through her coaching programs, live workshops, small groups, and WomenCONNECT(tm) movement, she regularly delivers life-changing messages, empowering others to live out their dreams and fulfill their purpose.

Tasha draws audiences in with her powerful, transparent stories that are honest to the core. With humility and conviction she shares lessons she’s learned in business and life.

Tasha exhorts others to fully realize every ounce of potential within them and live a "no holds barred" life of purpose and significance. Her popular video blog contains useful instruction, guidance, and support for living the Unlimited Life. All her endeavors facilitate others in pursuing their own personal journey toward Maximizing their Existence!

http://www.tashamscott.com

Listen on Podomatic:

http://dbcoach.podomatic.com/entry/2016-07-20T04_00_00-07_00

Subscribe to Women Entrepreneurs Radio™  on iTunes:

https://itunes.apple.com/us/podcast/women-entrepreneurs-radio/id939410730?mt=2






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What Will Make Your Money Stick?

by Chris Atley

So what’s preventing your money from sticking? Well, deep down you still have a block to creating the ultimate success level you desire for yourself. You don’t believe you are worthy enough at a deep core level. Want to know a little secret?

Most people don’t feel good enough. It’s the ego. That part of our mind telling us we’re not good enough, smart enough, successful enough, etc. That when we hit X level we’ll finally have made it and can feel good enough, only to find out we still don’t feel good enough when we hit that amount.

If we’re in that place of never enough, we will never BE enough, thus never creating enough. Many people create “just enough” regardless of the level they reach. We need to become aware of that thinking at the core and start shifting it to a new and empowered thought system.

What’s in your bank account directly reflects how you feel about yourself. Now, the amount you decide on is subjective. You get to decide what you want. Please don’t pay any attention to people in this industry saying you have to be at X amount to be successful, or have X amount in the bank. It’s up to you how much money you would like to earn and have in your bank account. It all comes down to what feels good and exciting for you.  Be mindful of comparisons to others. This is about YOUR best life and no one else’s. If you aren’t where you want to BE though, there is something else going on at a core level.

I also don’t think most people are wired to ask for more then they need. There is some type of guilt going on deep down. Like they will be a bad person if they ask for more. So they are in a perpetual slump of always having “just enough”. Just enough to cover their current expenses and nothing more for things like travelling, saving and reaching their BIG lifestyle dreams. Oddly, as their business grows, so do their expenses, and even though they have more money, they still stay in “just enough” mode.

Here are some things to consider in order to break this pattern.

    Know your numbers! You can’t get to where you want to go, if you don’t take a good look at where you are. Most business owners shy away from this and it’s a huge detriment to their growth. What you track grows (because it’s in the forefront of your awareness and focus). If you can look at it without judgment, you can use it just as a gauge as to how things are going. If you take it personally, which most people do meaning it triggers poor feelings about themselves, then you definitely won’t want to look at it. Because it doesn’t feel good. How can you become empowered with where you are? In Rhonda Byrne’s book the Power, she talks about having gratitude for paying your bills and what they have enabled you to do. Saying thank-you to your utility bills and even credit cards! What have opportunities have they allowed you?

    Know you aren’t a bad person. Maybe you’ve made some poor choices, but look instead at what you have learned and how you can do things differently moving forward. You are in control. This becomes empowering.



    Pay yourself first! So many people don’t do this! They make sure everything and everyone else is covered first! This relates directly back to self-worth. Respect yourself enough to pay yourself first. If you don’t take of you, who will? I recommend starting off with 10% of every dollar coming in off the top (gross).

    Put this money aside in some type of savings that actually earns you money on your investment, and only touch it for appreciating assets. In other words, don’t spend it on depreciating assets like things like cars and household emergencies. Another savings account can be set up for those types of expenses if you like.  A client of mine calls this type of savings her Freedom Fund, and I just love that! It is helping her create freedom and has made saving a very empowered process as a result. I learned recently about a great investment platform, and I am going to introduce it very soon via webinar training so that you too can see if this is the right strategy for you. Stay tuned!

    Have fun and watch it grow!


Written by Success Speaker & Coach Chris Atley, CEO of Chris Atley LLC ~ Decisions by Design. For complimentary success tips for business and life, please visit www.chrisatley.com.
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Octavia Conner, Founder & CEO of Say YES to PROFITS, LLC on Women Entrepreneurs Radio™

Show #375

Topic: 3 Powerful Strategies for Business Owners to Gain Time, Freedom and Double Their Bottom Line In 90 Days.
 

Octavia Conner is the founder and CEO of Say YES to PROFITS, LLC. Also known as the Profit Maximizer™ she is recognized as a leader in the business financial industry.

Author of the bestselling book, Say YES To PROFITS: 3 Methods For Building The Profitable Business Of Your Dreams, Octavia is equipped with over 14 years of accounting and business development experience.

Her proven profit maximizing strategies have enable entrepreneurs to gain financial peace of mind in knowing they are maintaining a positive cash flow and healthy profits at all times.

http://octaviaconner.com


Listen on Podomatic:

http://dbcoach.podomatic.com/entry/2016-07-13T04_00_00-07_00


Subscribe to Women Entrepreneurs Radio™  on iTunes:

https://itunes.apple.com/us/podcast/women-entrepreneurs-radio/id939410730?mt=2


Subscribe using Podcast Republic app for Android:

https://play.google.com/store/apps/details?id=com.itunestoppodcastplayer.app&hl=en



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Top Tips for Pricing Your Product or Service Right

by Nadia Finer

If there's one thing that new entrepreneurs struggle with, it's the art of setting the correct price for their product or service.

And for us women, we can sometimes question ourselves and struggle with our personal value proposition in a way that men simply don't.

To perfect your 'correct' price, you need to blend gut instinct and awareness with a little science and art thrown in. These tips will help you to get the delicate pricing balance right in your business and set you up for success.

Why you need to get pricing right.

Why is it so important to get pricing right? Quite simply, the right pricing structure will see you achieve the profit margins you dream of, and help you to build a thriving business. Set prices too high however, and you fail to win business. Set prices too low and customers may question the quality - or simply leave you with no margin.

It is vital that you do not cheapen or devalue your quality service or product - even when your palms are sweating and you are feeling the pressure of closing a sale!

And girls, don't even be tempted by a price drop. Good planning will help to avoid this situation long before you're engaging with your client.

You need to know two things.

Firstly, the psychology behind your situation.
Understand your customer, and yourself. Whilst authenticity and individuality will help you to stand out in business, this is one occasion where it makes sense to know what others are doing successfully, and to emulate it.

Unless your product and service are unique, you are working in a shared competitive space.  So, find out what others are charging in your market and then review your own offer.

Use your self-awareness and gut instinct to price accordingly. Don't be the cheapest. Look for what differentiates your offer, and what add values to it. Remember, if you go in at the bottom price, you have nowhere to go.


Secondly, you need to look at your clients and understand their needs, and define them as tightly as possible to understand what drives them. For example, time starved, working parents are likely to spend money to benefit from convenience.

A more diverse customer market will require a pricing range and a little more creativity to meet different needs.

As you use this information, through reflection and analysis you will be able to pull together a solid pricing structure that makes sense for your business. Remember, you can experiment and test your assumptions - nothing is set in stone.


Nadia Finer is a business coach for solo entrepreneurs who want to GO BIG IN BUSINESS, even if they feel little.  Join the FREE Pump up your profit challenge and discover the simple sales and pricing strategies Nadia uses to help clients go from pennies to $5k months.

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The Art of Giving

by Chris Atley

When we can truly step out of worrying (lack, fear-based thinking), and into our natural state of loving and giving, everything in our lives will change.

I’ve said multiple times before that “giving to get” is not the right way to go about giving. If you are doing it to better yourself in some way, you are not doing it for the right reasons.

The other thing to realize is that you can tell when someone is doing this. They may be saying all of the right things, but you can feel their energy isn’t genuine. Something feels off. It’s because they are trying to get. We’re probably all guilty of this; so don’t worry if this is sounding like you. You can shift it anytime, and start operating from a genuine “how can I best help” mentality. In business this is essential when speaking to a prospect. When you are legitimately trying to help them this will come through. You may refer them to a great book, another person or to your product or service. The intention is that it is whatever will best help them move forward.

the art of giving


This doesn’t just apply to business though, and this is the missing link. God doesn’t care where you give. He/She just feels that you are in alignment with your truth and more will be given to you in return. Creating is your natural state and it’s why it’s important to follow your heart’s desires. When you’re in this state it doesn’t matter whether you are giving in your business or personal life. The point is that you are giving.

You are trying to better someone else’s life. It might be volunteering for your kid’s baseball team, taking the time to call a relative to say hello or just spending time with a loved one. It might be just a smile or saying thank-you and showing gratitude. It’s all about helping and serving.

In the book, “Working with the Law”, by Raymond Holliwell, he states that what you give is proportionate to what you will receive. It makes total sense. If you are coming from a loving place with others, you will stay in a loving place with receiving from others too. It’s a natural state of giving and receiving. On the flip side, if you give only some of the time that means you are not in alignment with your natural source and in your ego for the rest. This therefore produces mixed results of love (abundance) and ego driven (lack) creations. This shows-up as getting some results but not consistently.

The great thing about this is when you truly give from this place (love, connection); you honestly do not care about getting. It just feels so good to give that you are focused on that alone. The receiving is just a nice bonus later. It really does come in spades too – it’s pretty unbelievable actually. This goes back to being legitimate in your giving. Only give to people, causes, etc. that you feel drawn and connected to.

Something else Holliwell states in his book, is that you should only give to people in a way that will better their lives. For example, funding an alcoholic’s bad habits is enabling not giving, and is not in their best interests. That’s an extreme example, and you can probably see how it sometimes doesn’t feel good to give to someone who is coming from a needy or dysfunctional place. It will feel off for you too.

Think about how you can start giving today. What can you do to make a difference in the lives of the people in your life? When you’re not worrying about how you are going to “get,” you can relax, trust you’re taken care of and focus on serving others.
 
Written by Success Speaker & Coach Chris Atley, CEO of Chris Atley LLC ~ Decisions by Design. For complimentary success tips for business and life, please visit www.chrisatley.com .
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The Veritable Value Of Work-Life Balance Explained

by  Philip Masterson

People always complain about not having enough time. That's not entirely true. People do have time. It's just that they don't have enough time and energy for the things that matter-family, relationships, hobbies, interests, self-discovery, travel, etc.

Work eats up a lot of our time. Work hours are longer and schedules are more erratic. Getting to work and going home from work have never been this stressful because of long drives and commutes. In the office, there are rude bosses and sluggish co-workers. As soon as you're about to sleep, work email alerts you. It's a routine that just won't go away.

This is the reason why the science behind work-life balance has gotten mainstream. How exactly do you manage work and enjoy life anyway? It is a struggle, according to one out of three American workers surveyed by Ernst & Young. The global marketplace operates 24/7 and in the age of smartphones and video conferences, it is increasingly becoming more difficult to leave work in the office. The workday is vast, and start and end times are blurred, making it more difficult to achieve work-life balance.

You ask: why do people want it so bad? The benefits of work-life balance are countless. It is an arrangement where everybody wins. Not just the employees but also employers and big companies. It goes beyond the number of hours spent doing a variety of things or effective time management. It's about living a life that is healthy, focused, fulfilled, and happy.

Let's take a closer look at the importance of work-life balance-what it actually does and means.
 
Stress is reduced, performance is improved


Almost all employees these days complain about stress in the workplace. A Global Benefits Attitudes survey found that if employees are stressed and burned out, they become less productive and exhibit lower engagement. Absenteeism is also high. Lack of work-life balance is seen as one of the major causes. Employees feel that they are overworked, clocking in longer hours and doing more work than they're supposed to.

Initiatives to strike a balance between life and work can reduce stress levels and in the process make employees more productive and perform better. This can be done by giving employees more flexibility, improving working conditions, and constantly motivating them.

Relationships are strengthened and reinforced

A good work-life balance is important  because it  strengthens personal relationships. When all you do is work overtime, you risk not being part of your children's growing-up years, and you miss dinner dates with your partner, family reunions or your baby sister's birthday party. These are the things that really matter. But once your work and personal life are well-balanced and integrated, you get to enjoy the best of both worlds. Start with reducing your commute hours by living near your workplace. This is one of the benefits of condo living that has become a solid selling proposition. Also, try to unplug once you're home and have dinner with the family. There's always another workday for all work-related emails and assignments.

Boost in creativity and inspiration


If employees are chained to the desk all day long, they will have nothing new to offer. The importance of work life-balance should be something employers have to take seriously if they want their employees to be more creative and stay motivated. Encouraging workers to explore, read, engage in non-work activities, and have conversations with different people will result in fresh insights and ideas. Without bright minds with fresh perspectives, businesses will never grow and improve.

More attention to health


If employees work extra long hours, they become stressed and lose sleep. They probably even skip meals. This makes them physically and mentally unhealthy. And when they are unhealthy, they contribute nothing to a business' goals and objectives. They also put themselves at risk of certain illnesses and disorders such as heart diseases, diabetes, obesity and depression. Keeping work and life more balanced will make it easier for workers to prioritize being fit and healthy. They must be encouraged to eat on time, get enough sleep, and make time for physical activities.

Giving time for hobbies and interests

When was the last time you did something for yourself? When was the last time you did something that made you feel alive? Having a healthy work-life balance allows you to do the things that matter to you-playing the guitar, baking, painting, diving, photography or just about anything that makes you feel good about yourself. When workers have other creative outlets, they learn how to relax their minds and focus on the task at hand.

Keeps morale and enthusiasm up


Work-life balance helps keep morale and enthusiasm up. Since overall well-being is maintained, workers can still feel excited about their careers. Their jobs do not feel like an obstruction to what makes them happy because it complements everything they do. Their jobs are also a source of happiness, and this keeps them enthusiastic, motivated, and passionate.

Space for self-discovery



We all need to be left alone sometimes-alone with our thoughts, alone with ourselves. If workers are always in a hurry, as if they are always in a race, they lose sight of who they are. Work becomes them. And if they fail, they feel like everything about them failed. The importance of work-life balance is that you get to slow down and discover your own potential. If you know yourself well enough, you always know where to draw strength, inspiration, and encouragement.

It is easy to look at work-life balance as just another management tool to retain employees and reduce turnovers. But its benefits are far beyond that. Employees get to enjoy what they do and be good at what they do. Hardworking employees get to enjoy having a life outside work. And as businesses make their biggest investment yet in their people, they are also rewarded with jobs well done.


About the author: Philip Masterson is a Market Specialist and Freelance Writer. He has written a range of topics including technology, work, lifestyle, world market and world businesses.
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